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INSURANCE / RESTORATION

The settlement is not the rebuild.

When the fire or water hits a house or a shop, the first number from the carrier is often a starting point - not a finished building. 702 Estimating writes the construction estimate that shows what rebuild actually takes.
Isometric illustration of a home after fire damage

Fire

Isometric illustration of a home after water damage

Water / Flood

HOW WE WORK

Consulting and estimating only

We are not a public adjuster. We do not represent the insured. You stay the contact with the carrier. Our fee is for documentation — not for negotiating or maximizing a claim payout.

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  • What you get: a line-item construction estimate — residential or commercial — that documents the cost to repair or rebuild versus a low carrier number. When it matters, betterment versus as-built (code / upgrade cost separated from restore-in-kind).

  • What you keep: you (or your contractor) stay the contact with insurance. Control of carrier communications stays with you.

  • What we do not do: negotiate on your behalf, act as GC, or represent the insured.

  • Site visits: available when photos and measurements matter on the file.

Not a public adjuster. 702 Estimating provides construction estimating and consulting. We do not act as a public adjuster or represent the insured in negotiations with the carrier. Independent estimate only — we do not act as your GC, construction manager, or contractor. Las Vegas, NV.

WHO ALSO HIRES THIS DESK

Public adjusters and carriers

Public adjusters and carriers who need an independent construction estimate or betterment documentation for a file. We write the number — we do not represent the insured, negotiate the claim, or act as a public adjuster.

DOCUMENTATION FEE

How the fee works

Fee is for documentation work. It is either a flat dollar amount, or — on a large loss — a percent of the approved / accepted estimate. That is a documentation fee structure, not a cut of a claim settlement and not “maximize payout” work.

Burned apartment building boarded up

Fire

Exterior and interior fire scopes - soot, open-up, and rebuild documentation

AFTER THE LOSS

Two soft paths

Someone has to carry out the insurance-approved work. You can hire a contractor / GC, or — in Nevada — act as owner-builder and hire licensed trades yourself. Path B is optional; we don’t hard-sell it. On that path, 702 offers consulting and the estimate document — never GC.

Water damaged sink being repaired

Water & Flood

Residential-focused water and flood estimating - kitchens, ceilings, garages, and more.

Need documentation for a fire or water file?

Owners, contractors, public adjusters, and carriers - send photos, the carrier estimates if you have one, and a short note. We will tell you what we need next. 

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